The Lockton Affinity Home Care Blog

Why Being Mistaken for Home Health Care can be Problematic for Companion Care Businesses

Companion care businesses are often misunderstood. Many believe that companion care businesses offer services including medical home health care, palliative care and hospice care. When this happens, companion care businesses and their caregivers may not receive the service they require.

This can be especially true when it comes to insurance coverage. Insurance partners who are unaware of the nuances of home health care

March 19th, 2024|Home Care insurance, Insurance information|

Modifications Caregivers Can Make for Visually Impaired Clients

Changes in vision are often a common effect of aging, with more than 25% of U.S. adults over the age of 71 experiencing some form of visual impairment.

Visual impairment can range from low vision to moderate visual impairment to total blindness. With more than a quarter of seniors experiencing some form of visual impairment, caregivers must be prepared to provide specialize care

January 22nd, 2024|Home Care insurance, Risk management|

Prevent Slips, Trips and Falls for Caregivers and Clients

Slips, trips, and falls are among the most prevalent injuries in the home healthcare setting, putting caregivers, clients and their family members at danger. Most of these mishaps, however, can be avoided with adequate awareness and safety practices.

Preventing Slips, Trips and Falls for Caregivers

Caregivers have a higher risk of injury than other professions, and slips and falls can increase

November 20th, 2023|Home Care claims, Safety|

Improve Seniors’ Lives with Technology

Seniors may lack the expertise and resources to utilize the latest technology, but your caregivers can help enhance seniors’ digital literacy to stay connected and live safer lives.

For example, using speech recognition in the home to increase communication between caregivers and seniors or outside communication with loved ones is possible with technology.

Read on for ways your caregivers can encourage online safety and

September 7th, 2023|Risk management, Safety|

4 Quick-and-Easy Recipes with Kitchen Safety Tips for Home Caregivers

The kitchen is the center of the home for many people, but for seniors it can be a hazardous environment with risks ranging from wet floors to poor illumination. Accidents can occur if safeguards are not implemented.

Wearing shoes in the kitchen and periodically monitoring fire alarms are just a few of the things your caregivers can do to prevent accidents. When it

July 24th, 2023|Uncategorized|

How to Pick a Business Insurance Partner

Choosing an insurance company to protect you and your business can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them.

When buying caregiver business insurance, it can be helpful to follow these guidelines to ensure you select the best insurance partner:

Explore your insurance partner options
Determine

May 17th, 2023|Home Care insurance, Uncategorized|

Understanding Workers’ Compensation for Home Care Businesses

You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your business from the costs associated with employee injuries, you need Workers’ Compensation for home care businesses from Lockton Affinity.

Workers’ compensation is legally required for doing business in most states. Without the proper workers’ compensation insurance, your business

March 14th, 2023|Home Care insurance, Uncategorized|

How Lockton Affinity Home Care Benefits Your Business

We know you have plenty of options when it comes to business insurance. That’s why we developed an exclusive, tailored insurance program that meets the needs of companion care businesses.

As your business faces challenges like inflation, employee turnover, lack of qualified employees, high demand and more, it can be reassuring to have a partner, like

February 15th, 2023|Home Care insurance, Uncategorized|

Preventing Caregiver Theft and Protecting your Business’s Reputation

Like you welcome caregivers to your business with the expectation of trustworthiness and honesty, your clients welcome caregivers into their home with an expectation of the same.

Unfortunately, claims of theft occur frequently. Whether caregivers actually commit the theft or clients make allegations without certainty, claims of theft are some of the most common claims against home care businesses. Consider these real claim

November 29th, 2022|Risk management, Uncategorized|

Bed Bugs, Burn Marks and 15 Other Unusual Home Care Claims

There are many claims that fall outside the norm. From allegations of stealing credit cards to spreading lice to damaging heirloom furniture, when it comes to home care business claims, anything can happen.

If these claims seem far-fetched, consider these 15 unusual claims from real home care businesses.

15 Unusual Home Care Claims

Vermin

Caregiver experienced a bed bug infestation after working for a client.

October 13th, 2022|Home Care claims, Uncategorized|