Home Care Home Safety Checklist

To a client, the home is a place of welcoming comfort and safety. But for home care employees, entering a client’s home will always entail some level of risk. From trip hazards to missing safety devices or employee inattention, there are many opportunities for a claim to arise.

To minimize the risk to employees and clients, it’s important for care workers to make

October 1st, 2021|Uncategorized|

The Anatomy of Employment Practices Liability Insurance

Employment practices liability insurance protects your home care business from common claims and lawsuits brought by your employees. The number of lawsuits in the industry is rising and the cost to defend yourself against a claim can be substantial. Now more than ever it’s important to make sure your business is protected.

Even though employment practices liability insurance coverage (often

September 9th, 2021|Uncategorized|

The Journey of Your Insurance Policy

Understanding the inner workings of how an insurance policy is written and managed can be helpful whether you’re shopping for new insurance or already have coverage in place. In this blog, we’ll walk you through the process your Lockton Home Care policy goes through to give you an idea of what to expect.

From the moment you fill out a contact form, you’re

July 28th, 2021|Uncategorized|

5 Most Common Insurance Misconceptions

Lack of good information has led to plenty of misconceptions about insurance in the home care industry. We wanted to take the opportunity to set the record straight about the 5 most common insurance misconceptions out there.

1. All insurance is basically the same.

It’s a common misconception that all insurance is basically the same. The thought is that “most types of insurance policies

June 29th, 2021|Uncategorized|

Home Care Insurance 101: The Strangest Types of Insurance

Insurance exists to protect you and the things you’ve worked hard for from future unknowns. Many people want the peace of mind knowing that they won’t have to face a sudden loss on their own.

While many people are familiar with popular consumer insurance products such as car insurance or life insurance, almost anything that can be named can be insured against a

June 2nd, 2021|Uncategorized|

Insurance 101 for Home Care Businesses

Home care insurance can be confusing. Coverage exists to protect your business against a broad range of risk exposures, often using terminology you may not be familiar with.

We created this insurance 101 for home care businesses article as a refresher, to help you easily understand your home care insurance coverages, key terminology and important policy document and claim information.

Insurance 101 for Home

March 19th, 2021|Uncategorized|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for home care businesses that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim

February 24th, 2021|Uncategorized|

10 Common Risks Caregivers Face and How to Protect Against Them

There are numerous common risks caregivers face in the home care environment. Providing consistent, quality care to clients can be a challenge, and you also need to keep your home care employees safe and injury-free and protect the future of your business.

There are several steps your organization can take to minimize the risks you face. Hiring, training, organizational policies and procedures, employee

December 18th, 2020|Uncategorized|

Creating a Safe Driving Program for Your Company Vehicles and Drivers

Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients.

Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization’s property and financial assets and

November 30th, 2020|Uncategorized|

Common EPLI Claims and How to Prevent Them

It’s important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care.

EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with proactive steps. Here

November 30th, 2020|Uncategorized|