5 Most Common Insurance Misconceptions

Lack of good information has led to plenty of misconceptions about insurance in the home care industry. We wanted to take the opportunity to set the record straight about the 5 most common insurance misconceptions out there.

1. All insurance is basically the same.

It’s a common misconception that all insurance is basically the same. The thought is that “most types of insurance policies

June 29th, 2021|Uncategorized|

Home Care Insurance 101: The Strangest Types of Insurance

Insurance exists to protect you and the things you’ve worked hard for from future unknowns. Many people want the peace of mind knowing that they won’t have to face a sudden loss on their own.

While many people are familiar with popular consumer insurance products such as car insurance or life insurance, almost anything that can be named can be insured against a

June 2nd, 2021|Uncategorized|

Insurance 101 for Home Care Businesses

Home care insurance can be confusing. Coverage exists to protect your business against a broad range of risk exposures, often using terminology you may not be familiar with.

We created this insurance 101 for home care businesses article as a refresher, to help you easily understand your home care insurance coverages, key terminology and important policy document and claim information.

Insurance 101 for Home

March 19th, 2021|Uncategorized|

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for home care businesses that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim

February 24th, 2021|Uncategorized|

10 Common Risks Caregivers Face and How to Protect Against Them

There are numerous common risks caregivers face in the home care environment. Providing consistent, quality care to clients can be a challenge, and you also need to keep your home care employees safe and injury-free and protect the future of your business.

There are several steps your organization can take to minimize the risks you face. Hiring, training, organizational policies and procedures, employee

December 18th, 2020|Uncategorized|

Creating a Safe Driving Program for Your Company Vehicles and Drivers

Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients.

Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization’s property and financial assets and

November 30th, 2020|Uncategorized|

Common EPLI Claims and How to Prevent Them

It’s important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care.

EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with proactive steps. Here

November 30th, 2020|Uncategorized|

25 Tips to Prevent Slips, Trips and Falls

Slips, trips and falls result in some of the most common injuries in the home healthcare environment, and caregivers, clients and their family members are all at risk. However, most of these accidents can be prevented with proper awareness and safety precautions.

Here is our roundup of 25 tips to prevent slips, trips and falls:

  1. Carpets, rugs and mats—Watch out for loose, torn,
July 8th, 2020|Uncategorized|

Workers’ Compensation for Caregivers

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it’s important to ensure your organization has Workers’ Compensation for caregivers.

By ensuring caregivers are covered with workers’ compensation insurance, you can protect both your employees and your organization.

Importance of Workers’ Compensation for Caregivers

Workers’ compensation coverage is

June 17th, 2020|Uncategorized|

Mitigating Bloodborne Pathogen Exposure Risks

Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim.

Bloodborne Pathogen Exposure Risks

Caregivers

June 8th, 2020|Uncategorized|