When a client receives companion care, their family often remains closely involved in their daily life and care decisions. Family members can provide valuable insights into the client’s routines, preferences and medical history. They can also offer emotional support that strengthens the overall care experience. For home care business owners, helping caregivers collaborate effectively with families is an important part [...]
Financially, emotionally, mentally — aging in place offers a lot of benefits to seniors. Doing so safely can be a challenge, and that’s where your caregivers come in. Supporting clients with their everyday tasks and routines helps to ensure clients can remain in their homes for longer. Technology advances can complement the support of caregivers, offering peace of mind to [...]
To help maintain positive relations between your companion care company, client and their families, communication from caregivers is key. Though caregivers have a multitude of daily tasks, from supporting clients’ daily hygiene needs to cooking meals and running errands, family communication can be a crucial responsibility. Read on to learn actionable client family communication tips you and your caregivers can [...]
Companion care businesses are often misunderstood. Many believe that companion care businesses offer services including medical home health care, palliative care and hospice care. When this happens, companion care businesses and their caregivers may not receive the service they require. This can be especially true when it comes to insurance coverage. Insurance partners who are unaware of the nuances of [...]
Choosing an insurance company to protect you and your business can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them. When buying caregiver business insurance, it can be helpful to follow these guidelines to ensure you select the best insurance partner: Explore your insurance [...]
Like you welcome caregivers to your business with the expectation of trustworthiness and honesty, your clients welcome caregivers into their home with an expectation of the same. Unfortunately, claims of theft occur frequently. Whether caregivers actually commit the theft or clients make allegations without certainty, claims of theft are some of the most common claims against home care businesses. Consider [...]
Gas prices, labor costs, supply chain disruptions, the impact of inflation. Not only is the average consumer experiencing these challenges, businesses are too. According to a recent survey by the U.S. Chamber of Commerce, one in three (33%) small business owners now rank inflation as their highest concern. And in response to those concerns, 67% of small business owners have [...]
There are numerous common claim risks home care businesses face. From accusations of theft against caregivers to workers’ compensation injuries, claims against home care businesses can vary greatly in severity and damage. Read on to learn 4 common home care business claims and how you can protect your business against them. Common Home Care Business Claims – Auto Liability As [...]
"Don’t put all your eggs in one basket" is a very old saying and, in many ways, it’s still the basis for the modern insurance that helps protect your business. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to help one another in the [...]
Lack of good information has led to plenty of misconceptions about insurance in the home care industry. We wanted to take the opportunity to set the record straight about the 5 most common insurance misconceptions out there. 1. All insurance is basically the same. It's a common misconception that all insurance is basically the same. The thought is that "most [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
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