About Lockton Affinity, LLC

Lockton Affinity, an affiliate of Lockton Companies, was formed in 1987 to meet the dynamic, specialized insurance needs of affinity groups, non-profits, associations and franchises.

Workers’ Compensation for Caregivers

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it’s important to ensure your organization has Workers’ Compensation for caregivers.

By ensuring caregivers are covered with workers’ compensation insurance, you can protect both your employees and your organization.

Importance of Workers’ Compensation for Caregivers

Workers’ compensation coverage is

June 17th, 2020|Uncategorized|

Mitigating Bloodborne Pathogen Exposure Risks

Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim.

Bloodborne Pathogen Exposure Risks

Caregivers

June 8th, 2020|Uncategorized|

Bathroom Safety Features and Procedures

Within the home, the bathroom is one of the most high-risk areas for clients and caregivers. The proper bathroom safety features and procedures for client handling can significantly reduce the risk of an injury and claim. Consider providing guidance for caregivers to inform clients and client families about bathroom safety features and devices and ensure caregivers practice safe client handling.

Bathroom Safety Risk

The

April 3rd, 2020|Uncategorized|

Flu Season Precautions

The influenza virus remains a concern for home care workers, employers and their clients. By ensuring workers take flu season precautions, you can help employees and their clients stay healthy this winter. It’s the best way to prevent the spread of illness and avoid potential claims.

2019–2020 Flu Season

The CDC reports that seasonal flu activity is elevated so far this year, with an

February 28th, 2020|Uncategorized|

SBAR Communication Technique

The scope of home care services is key to minimizing risk and ensuring the safety of your employees and their clients. But clients and their families sometimes ask employees to perform tasks not covered in the program’s scope of services or that are beyond the competency of employees.

To ensure the integrity of care, employees need to communicate properly with clients and their

January 28th, 2020|Uncategorized|

Protect your Business with Hired and Non-Owned Automobile Liability Insurance

It’s important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That’s because the coverage that applies in an accident will depend on who’s driving and whose vehicle is being used.

Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect your business in

December 31st, 2019|Uncategorized|

Animal Bite Prevention

Animal bite prevention is an important issue in the U.S. today. For the home healthcare worker, it is important to recognize when a client’s pet may be a problem to one’s safety.

Take the necessary animal bite prevention measures to acknowledge the pet is secured during the care visit. While pets come in a wide variety of types and breeds, this RiskTopic focuses

December 27th, 2019|Uncategorized|

Preventing Blood Borne Pathogen Exposures

Although the Occupational Safety and Health Administration’s (OSHA) blood borne pathogen standard1 has been in place for years, many healthcare organizations continue to experience significant employee injuries involving blood borne pathogen exposures.

This RiskTopic explores blood borne pathogen exposures to home healthcare workers. It also offers guidance to help prevent injuries from blood and bodily fluids for those working in this environment.

Home healthcare

December 27th, 2019|Uncategorized|

Responding to Combative Behavior in the Home Care Environment

This RiskTopic discusses why clients in the home healthcare environment may become aggressive and/or violent. It also offers considerations on how to respond to combative behavior and how to prevent related employee injuries.

Home care workers may be particularly vulnerable to client or family aggression because they generally work alone in the home environment. It is important the home health caregiver knows how

November 21st, 2019|Uncategorized|

Transportation Safety Checklist

Do you do these things when transporting your clients?

  • Client’s seatbelt is secured properly
  • Your seatbelt is secured properly
  • ­Shoulder belt is not placed behind the client’s back or under the arm
  • ­Client is secured in back seat where appropriate
  • ­Driving distractions have been eliminated (such as cell phones)
  • ­Vehicle walk-around inspection completed
  • ­Vehicle engine, steering, lights, etc. are working properly
  • ­Vehicle
August 21st, 2019|Uncategorized|