About Lockton Affinity, LLC

Lockton Affinity, an affiliate of Lockton Companies, was formed in 1987 to meet the dynamic, specialized insurance needs of affinity groups, non-profits, associations and franchises.

Why Prompt Claim Reporting Matters

It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for home care businesses that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.

The timing of a liability claim

February 24th, 2021|Uncategorized|

10 Common Risks Caregivers Face and How to Protect Against Them

There are numerous common risks caregivers face in the home care environment. Providing consistent, quality care to clients can be a challenge, and you also need to keep your home care employees safe and injury-free and protect the future of your business.

There are several steps your organization can take to minimize the risks you face. Hiring, training, organizational policies and procedures, employee

December 18th, 2020|Uncategorized|

Creating a Safe Driving Program for Your Company Vehicles and Drivers

Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients.

Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization’s property and financial assets and

November 30th, 2020|Uncategorized|

Common EPLI Claims and How to Prevent Them

It’s important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care.

EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with proactive steps. Here

November 30th, 2020|Uncategorized|

25 Tips to Prevent Slips, Trips and Falls

Slips, trips and falls result in some of the most common injuries in the home healthcare environment, and caregivers, clients and their family members are all at risk. However, most of these accidents can be prevented with proper awareness and safety precautions.

Here is our roundup of 25 tips to prevent slips, trips and falls:

  1. Carpets, rugs and mats—Watch out for loose, torn,
July 8th, 2020|Uncategorized|

Workers’ Compensation for Caregivers

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it’s important to ensure your organization has Workers’ Compensation for caregivers.

By ensuring caregivers are covered with workers’ compensation insurance, you can protect both your employees and your organization.

Importance of Workers’ Compensation for Caregivers

Workers’ compensation coverage is

June 17th, 2020|Uncategorized|

Mitigating Bloodborne Pathogen Exposure Risks

Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim.

Bloodborne Pathogen Exposure Risks

Caregivers

June 8th, 2020|Uncategorized|

Bathroom Safety Features and Procedures

Within the home, the bathroom is one of the most high-risk areas for clients and caregivers. The proper bathroom safety features and procedures for client handling can significantly reduce the risk of an injury and claim. Consider providing guidance for caregivers to inform clients and client families about bathroom safety features and devices and ensure caregivers practice safe client handling.

Bathroom Safety Risk

The

April 3rd, 2020|Uncategorized|

Flu Season Precautions

The influenza virus remains a concern for home care workers, employers and their clients. By ensuring workers take flu season precautions, you can help employees and their clients stay healthy this winter. It’s the best way to prevent the spread of illness and avoid potential claims.

2019–2020 Flu Season

The CDC reports that seasonal flu activity is elevated so far this year, with an

February 28th, 2020|Uncategorized|

SBAR Communication Technique

The scope of home care services is key to minimizing risk and ensuring the safety of your employees and their clients. But clients and their families sometimes ask employees to perform tasks not covered in the program’s scope of services or that are beyond the competency of employees.

To ensure the integrity of care, employees need to communicate properly with clients and their

January 28th, 2020|Uncategorized|