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So far Lockton Affinity, LLC has created 32 blog entries.

Workplace Injuries and their Impact on Mental Health

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high, and the hazards are unique.

In fact, the U.S. Bureau of Labor Statistics states that personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker. That’s why workers’ compensation for your business

March 22nd, 2022|Uncategorized|

Common Caregiver Injuries and How to Prevent Them

Home care providers can have high risk of insurance claims compared to other industries, especially related to employee injury.

According to the U.S. Bureau of Labor Statistics:

  • Personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker.
  • Home health aides and home nursing assistants face 5x to 7x the risk of injury from violence on
March 2nd, 2022|Uncategorized|

A Brief History of Insurance

“Don’t put all your eggs in one basket” is a very old saying and, in many ways, it’s still the basis for the modern insurance that helps protect your business. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to help one another in the case of

January 20th, 2022|Uncategorized|

Preventing Employment Claims through Hiring and Firing Tips

Business cycles come and go. All the same, companies must make important decisions about hiring and firing without putting themselves at excess risk and preventing employment claims.

As a home care business, your company’s employment practices can be a source of risk. Every day, workers file lawsuits against their employers, with many employment claims targeting smaller businesses in the industry.

By taking the right

January 3rd, 2022|Uncategorized|

5 Times Professional Liability Insurance Can Save You

Professional Liability insurance is coverage meant to protect your business from a client’s claims of negligence and failure to perform professional duties as required. This is must-have coverage in an industry where mistakes can be costly for clients and home care businesses.

There are many situations your business and employees may find yourselves in where a professional liability claim could be filed. Here

December 2nd, 2021|Uncategorized|

Reducing the Risk of Client Medication Management Errors

Any medication can be dangerous under the wrong circumstances. Ensuring the best management of a home care client’s medication needs is important, for client health and safety as well as the best interests of home care businesses.

Medication and dosage errors are a common allegation when it comes to claims and lawsuits filed against home care businesses. Without the right safety procedures in

October 29th, 2021|Uncategorized|

Home Care Home Safety Checklist

To a client, the home is a place of welcoming comfort and safety. But for home care employees, entering a client’s home will always entail some level of risk. From trip hazards to missing safety devices or employee inattention, there are many opportunities for a claim to arise.

To minimize the risk to employees and clients, it’s important for care workers to make

October 1st, 2021|Uncategorized|

The Anatomy of Employment Practices Liability Insurance

Employment practices liability insurance protects your home care business from common claims and lawsuits brought by your employees. The number of lawsuits in the industry is rising and the cost to defend yourself against a claim can be substantial. Now more than ever it’s important to make sure your business is protected.

Even though employment practices liability insurance coverage (often

September 9th, 2021|Uncategorized|

The Journey of Your Insurance Policy

Understanding the inner workings of how an insurance policy is written and managed can be helpful whether you’re shopping for new insurance or already have coverage in place. In this blog, we’ll walk you through the process your Lockton Home Care policy goes through to give you an idea of what to expect.

From the moment you fill out a contact form, you’re

July 28th, 2021|Uncategorized|

5 Most Common Insurance Misconceptions

Lack of good information has led to plenty of misconceptions about insurance in the home care industry. We wanted to take the opportunity to set the record straight about the 5 most common insurance misconceptions out there.

1. All insurance is basically the same.

It’s a common misconception that all insurance is basically the same. The thought is that “most types of insurance policies

June 29th, 2021|Uncategorized|