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As you grow your Home Care business, Lockton Affinity is here each step of the way to ensure you have the insurance coverage you need—complemented by best-in-class service.

We have nearly 20 years of experience working in the industry and are the preferred insurance provider for 10 of the top national home care businesses, so you can be assured we will provide the right policies to benefit you.

A comprehensive, affordable insurance package

Through Lockton Affinity, you have access to an insurance package that combines the policies you need to protect your professional reputation, property, financial security and more. The package includes:

General Liability + Professional Liability

General Liability covers allegations of bodily and physical injury or property damage while Professional Liability protects you from claims of negligence or failure to perform professional duties.

Workers’ Compensation

This coverage protects your organization from lost wages and medical costs you may have to pay to an employee who was injured on the job. This critical coverage can be challenging to obtain in the industry, which is why we include it as an option in our Home Care Insurance package.

Hired and
Non-Owned Auto

This policy covers bodily injury and property damage that might occur when an employee drives a company-owned vehicle or transports a client to an appointment during their duties.

Theft coverage

Covers the costs of allegations of burglary, robbery and other employee theft.

Sexual Misconduct coverage

Defends your business against the costs associated with a sexual misconduct claim.

Curious as to what coverage prices will look like for your business?

Lockton Affinity developed a simple price indication form that takes less than five minutes to complete. We will then review your submission and respond with a personalized quote, allowing you to make a financially informed decision about your insurance.

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Ready to get started?

To apply, download the application, complete the form and send it to HomeCare@LocktonAffinity.com.

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Additional coverage

We also offer secondary products you may need to protect your business, including:

 Employment Practices Liability         Business Auto        Property and more

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Benefits of the Home Care Insurance Program

With four key benefits in mind, Lockton Affinity developed the Home Care Insurance Program to protect providers like you. When you partner with us, you will receive:

ESSENTIAL PRODUCT OFFERINGS

From Workers’ Compensation to Employment Practices Liability and everything in between, our products protect against the risks you face every day.

RISK MANAGEMENT TOOLS

We provide risk management articles and safety courses with useful tips you can implement to help reduce claims.

EASY INTERACTIONS

From your annual policy renewal to settling a claim, we strive to make all communication as efficient as possible.

BEST-IN-CLASS SERVICE

At Lockton Affinity, we’re committed to customer service. We have an exclusive service team to support you whether you have a simple question or need a full policy review.

Free safety courses

Safety is one of the most important, yet challenging aspects of the home care industry. To help providers maintain their safety education, we offer valuable certification courses like Keeping Caregivers Safe at Work and Reducing Client Injuries.

Take courses

About Lockton Affinity

Lockton Affinity is a leader in the home care insurance industry. We have built our reputation on supporting individuals and franchise owners like you by providing the right insurance and a level of service unparalleled in the industry. By using our leverage as a global broker, we can offer comprehensive coverage at the most competitive pricing.

  • We’re well-educated on the needs of home care providers. In fact, we have nearly 20 years of experience working in the industry.
  • We are the preferred insurance provider for 10 of the top national home care businesses, including Right at Home® and Comfort Keepers®, so you can be assured we will provide the right policies to benefit you.
  • We also dedicate ourselves to making your life easier, so when you call, you will be connected to the right person quickly.

CONTACT US

If you have any questions about obtaining or servicing your insurance, please give us a call at (800) 723-9624 or complete this form.

Phones are answered Monday through Friday, 7 AM to 6:30 PM (CST).