A deep cleaning of your clients’ homes shouldn’t only occur in the springtime. In fact, several cleaning and maintenance actions should be completed quarterly. And with 33% of adults saying they do not clean everything in their home often enough, your caregivers can add real value to their clients by assisting with these tasks. Read on for cleaning tips for [...]
Changes in vision are often a common effect of aging, with more than 25% of U.S. adults over the age of 71 experiencing some form of visual impairment. Visual impairment can range from low vision to moderate visual impairment to total blindness. With more than a quarter of seniors experiencing some form of visual impairment, caregivers must be prepared to [...]
Slips, trips, and falls are among the most prevalent injuries in the home healthcare setting, putting caregivers, clients and their family members at danger. Most of these mishaps, however, can be avoided with adequate awareness and safety practices. Preventing Slips, Trips and Falls for Caregivers Caregivers have a higher risk of injury than other professions, and slips and falls can [...]
Seniors may lack the expertise and resources to utilize the latest technology, but your caregivers can help enhance seniors' digital literacy to stay connected and live safer lives. For example, using speech recognition in the home to increase communication between caregivers and seniors or outside communication with loved ones is possible with technology. Read on for ways your caregivers can [...]
The kitchen is the center of the home for many people, but for seniors it can be a hazardous environment with risks ranging from wet floors to poor illumination. Accidents can occur if safeguards are not implemented. Wearing shoes in the kitchen and periodically monitoring fire alarms are just a few of the things your caregivers can do to prevent [...]
There are many claims that fall outside the norm. From allegations of stealing credit cards to spreading lice to damaging heirloom furniture, when it comes to home care business claims, anything can happen. If these claims seem far-fetched, consider these 15 unusual claims from real home care businesses. 15 Unusual Home Care Claims Vermin Caregiver experienced a bed bug infestation [...]
Common Vehicle Claims and Understanding Auto Coverage for Home Care Businesses As a home care business owner whose employees drive on the business’s behalf, vehicle incidents can be complex. Depending on which vehicle was being driven, which vehicle was damaged and if anyone was injured, your business insurance, the caregiver’s personal auto insurance or the client’s personal auto insurance may [...]
Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high, and the hazards are unique. In fact, the U.S. Bureau of Labor Statistics states that personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker. That’s why workers’ compensation for your business [...]
Home care providers can have high risk of insurance claims compared to other industries, especially related to employee injury. According to the U.S. Bureau of Labor Statistics: Personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker. Home health aides and home nursing assistants face 5x to 7x the risk of injury [...]
Any medication can be dangerous under the wrong circumstances. Ensuring the best management of a home care client's medication needs is important, for client health and safety as well as the best interests of home care businesses. Medication and dosage errors are a common allegation when it comes to claims and lawsuits filed against home care businesses. Without the right [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
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