You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your business from the costs associated with employee injuries, you need Workers’ Compensation for home care businesses from Lockton Affinity. Workers’ compensation is legally required for doing business in most states. Without the proper workers’ compensation insurance, your business [...]
We know you have plenty of options when it comes to business insurance. That’s why we developed an exclusive, tailored insurance program that meets the needs of companion care businesses. As your business faces challenges like inflation, employee turnover, lack of qualified employees, high demand and more, it can be reassuring to have a partner, like Lockton Affinity Home Care, [...]
Professional Liability insurance is coverage meant to protect your business from a client's claims of negligence and failure to perform professional duties as required. This is must-have coverage in an industry where mistakes can be costly for clients and home care businesses. There are many situations your business and employees may find yourselves in where a professional liability claim could [...]
Employment practices liability insurance protects your home care business from common claims and lawsuits brought by your employees. The number of lawsuits in the industry is rising and the cost to defend yourself against a claim can be substantial. Now more than ever it's important to make sure your business is protected. Even though employment practices liability insurance coverage (often [...]
Understanding the inner workings of how an insurance policy is written and managed can be helpful whether you're shopping for new insurance or already have coverage in place. In this blog, we'll walk you through the process your Lockton Home Care policy goes through to give you an idea of what to expect. From the moment you fill out a [...]
Your home care business faces many risks that usually require different policies to protect against claims. With Lockton Home Care, you can rest easy knowing your coverage needs are met with one comprehensive, affordable solution. Below is an overview of the Lockton Home Care Insurance Package, designed specifically for your home care business needs and the risks you face. Insurance [...]
It's important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care. EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with [...]
Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it's important to ensure your organization has Workers' Compensation for caregivers. By ensuring caregivers are covered with workers' compensation insurance, you can protect both your employees and your organization. Importance of Workers' Compensation [...]
It's important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That's because the coverage that applies in an accident will depend on who's driving and whose vehicle is being used. Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
Copyright © Lockton Companies. | Terms of Use | Privacy Policy | Compensation Disclosure