Understanding Workers’ Compensation for Home Care Businesses

You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your business from the costs associated with employee injuries, you need Workers’ Compensation for home care businesses from Lockton Affinity. Workers’ compensation is legally required for doing business in most states. Without the proper workers’ compensation insurance, your business [...]

How Lockton Affinity Home Care Benefits Your Business

We know you have plenty of options when it comes to business insurance. That’s why we developed an exclusive, tailored insurance program that meets the needs of companion care businesses. As your business faces challenges like inflation, employee turnover, lack of qualified employees, high demand and more, it can be reassuring to have a partner, like Lockton Affinity Home Care, [...]

5 Times Professional Liability Insurance Can Save You

Professional Liability insurance is coverage meant to protect your business from a client's claims of negligence and failure to perform professional duties as required. This is must-have coverage in an industry where mistakes can be costly for clients and home care businesses. There are many situations your business and employees may find yourselves in where a professional liability claim could [...]

The Anatomy of Employment Practices Liability Insurance

Employment practices liability insurance protects your home care business from common claims and lawsuits brought by your employees. The number of lawsuits in the industry is rising and the cost to defend yourself against a claim can be substantial. Now more than ever it's important to make sure your business is protected. Even though employment practices liability insurance coverage (often [...]

The Journey of Your Insurance Policy

Understanding the inner workings of how an insurance policy is written and managed can be helpful whether you're shopping for new insurance or already have coverage in place. In this blog, we'll walk you through the process your Lockton Home Care policy goes through to give you an idea of what to expect. From the moment you fill out a [...]

Your Coverage Needs: Home Care Insurance Package Overview

Your home care business faces many risks that usually require different policies to protect against claims. With Lockton Home Care, you can rest easy knowing your coverage needs are met with one comprehensive, affordable solution. Below is an overview of the Lockton Home Care Insurance Package, designed specifically for your home care business needs and the risks you face. Insurance [...]

Common EPLI Claims and How to Prevent Them

It's important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care. EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with [...]

Workers’ Compensation for Caregivers

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it's important to ensure your organization has Workers' Compensation for caregivers. By ensuring caregivers are covered with workers' compensation insurance, you can protect both your employees and your organization. Importance of Workers' Compensation for [...]

Protect your Business with Hired and Non-Owned Automobile Liability Insurance

It's important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That's because the coverage that applies in an accident will depend on who's driving and whose vehicle is being used. Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect [...]

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