It's important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care. EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with [...]
Slips, trips and falls result in some of the most common injuries in the home healthcare environment, and caregivers, clients and their family members are all at risk. However, most of these accidents can be prevented with proper awareness and safety precautions. Here is our roundup of 25 tips to prevent slips, trips and falls: Carpets, rugs and mats—Watch out [...]
Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it's important to ensure your organization has Workers' Compensation for caregivers. By ensuring caregivers are covered with workers' compensation insurance, you can protect both your employees and your organization. Importance of Workers' Compensation [...]
Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim. Bloodborne Pathogen Exposure Risks Caregivers face the [...]
Within the home, the bathroom is one of the most high-risk areas for clients and caregivers. The proper bathroom safety features and procedures for client handling can significantly reduce the risk of an injury and claim. Consider providing guidance for caregivers to inform clients and client families about bathroom safety features and devices and ensure caregivers practice safe client handling. [...]
The influenza virus remains a concern for home care workers, employers and their clients. By ensuring workers take flu season precautions, you can help employees and their clients stay healthy this winter. It's the best way to prevent the spread of illness and avoid potential claims. 2019–2020 Flu Season The CDC reports that seasonal flu activity is elevated so far [...]
The scope of home care services is key to minimizing risk and ensuring the safety of your employees and their clients. But clients and their families sometimes ask employees to perform tasks not covered in the program's scope of services or that are beyond the competency of employees. To ensure the integrity of care, employees need to communicate properly with [...]
It's important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That's because the coverage that applies in an accident will depend on who's driving and whose vehicle is being used. Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect [...]
Do you do these things when transporting your clients? Client’s seatbelt is secured properly Your seatbelt is secured properly Shoulder belt is not placed behind the client’s back or under the arm Client is secured in back seat where appropriate Driving distractions have been eliminated (such as cell phones) Vehicle walk-around inspection completed Vehicle engine, steering, lights, etc. are working [...]
Prior to hiring a new employee, ensure the job description and job application are specific and reflect the actual position. This can help reduce confusion for applicants and ensure you get applicants with the right level of experience and education. Job applications should include the following questions: Full name Addresses for past 10 years Educational background Detailed employment history Reasons [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
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