Insurance exists to protect you and the things you’ve worked hard for from future unknowns. Many people want the peace of mind knowing that they won’t have to face a sudden loss on their own.
While many people are familiar with popular consumer insurance products such as car insurance or life insurance, almost anything that can be named can be insured against a
Your home care business faces many risks that usually require different policies to protect against claims. With Lockton Home Care, you can rest easy knowing your coverage needs are met with one comprehensive, affordable solution.
Below is an overview of the Lockton Home Care Insurance Package, designed specifically for your home care business needs and the risks you face.
Home care insurance can be confusing. Coverage exists to protect your business against a broad range of risk exposures, often using terminology you may not be familiar with.
We created this insurance 101 for home care businesses article as a refresher, to help you easily understand your home care insurance coverages, key terminology and important policy document and claim information.
It’s hard to make an accurate prediction of the outcome when a liability claim first comes to your attention. Some incidents resolve simply, while others do not. However, for home care businesses that delay the reporting of a claim to their insurer, the outcome is almost always worse than it otherwise could have been with prompt reporting.
The timing of a liability claim
There are numerous common risks caregivers face in the home care environment. Providing consistent, quality care to clients can be a challenge, and you also need to keep your home care employees safe and injury-free and protect the future of your business.
There are several steps your organization can take to minimize the risks you face. Hiring, training, organizational policies and procedures, employee
Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients.
Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization’s property and financial assets and
It’s important for employers to know how to protect themselves from a lawsuit brought by a current or former employee. Employment Practices Liability Insurance claims, also known as EPLI claims, are increasingly common in several industries, including home care.
EPLI coverage can protect your organization in the event of a claim, but many common EPLI claims can be prevented with proactive steps. Here
Slips, trips and falls result in some of the most common injuries in the home healthcare environment, and caregivers, clients and their family members are all at risk. However, most of these accidents can be prevented with proper awareness and safety precautions.
Here is our roundup of 25 tips to prevent slips, trips and falls:
Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it’s important to ensure your organization has Workers’ Compensation for caregivers.
By ensuring caregivers are covered with workers’ compensation insurance, you can protect both your employees and your organization.
Workers’ compensation coverage is
Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim.
Caregivers