Common Vehicle Claims and Understanding Auto Coverage for Home Care Businesses As a home care business owner whose employees drive on the business’s behalf, vehicle incidents can be complex. Depending on which vehicle was being driven, which vehicle was damaged and if anyone was injured, your business insurance, the caregiver’s personal auto insurance or the client’s personal auto insurance may [...]
Your home care business faces many risks that usually require different policies to protect against claims. With Lockton Home Care, you can rest easy knowing your coverage needs are met with one comprehensive, affordable solution. Below is an overview of the Lockton Home Care Insurance Package, designed specifically for your home care business needs and the risks you face. Insurance [...]
Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients. Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization's property and [...]
It's important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That's because the coverage that applies in an accident will depend on who's driving and whose vehicle is being used. Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect [...]
Do you do these things when transporting your clients? Client’s seatbelt is secured properly Your seatbelt is secured properly Shoulder belt is not placed behind the client’s back or under the arm Client is secured in back seat where appropriate Driving distractions have been eliminated (such as cell phones) Vehicle walk-around inspection completed Vehicle engine, steering, lights, etc. are working [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
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