Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high, and the hazards are unique. In fact, the U.S. Bureau of Labor Statistics states that personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker. That’s why workers’ compensation for your business [...]
Home care providers can have high risk of insurance claims compared to other industries, especially related to employee injury. According to the U.S. Bureau of Labor Statistics: Personal care and home health aides are 62% more likely to suffer overexertion injuries than the typical worker. Home health aides and home nursing assistants face 5x to 7x the risk of injury [...]
Any medication can be dangerous under the wrong circumstances. Ensuring the best management of a home care client's medication needs is important, for client health and safety as well as the best interests of home care businesses. Medication and dosage errors are a common allegation when it comes to claims and lawsuits filed against home care businesses. Without the right [...]
To a client, the home is a place of welcoming comfort and safety. But for home care employees, entering a client's home will always entail some level of risk. From trip hazards to missing safety devices or employee inattention, there are many opportunities for a claim to arise. To minimize the risk to employees and clients, it's important for care [...]
There are numerous common risks caregivers face in the home care environment. Providing consistent, quality care to clients can be a challenge, and you also need to keep your home care employees safe and injury-free and protect the future of your business. There are several steps your organization can take to minimize the risks you face. Hiring, training, organizational policies [...]
Clients depend on your caregiver employees for many of their daily transportation needs. They also depend on the safety of employee drivers. Creating a safe driving program will benefit your employees, your organization and your clients. Creating a safe driving program for your company vehicles and drivers can reduce workplace injuries and workers’ compensation claims, protect the organization's property and [...]
Slips, trips and falls result in some of the most common injuries in the home healthcare environment, and caregivers, clients and their family members are all at risk. However, most of these accidents can be prevented with proper awareness and safety precautions. Here is our roundup of 25 tips to prevent slips, trips and falls: Carpets, rugs and mats—Watch out [...]
Bloodborne pathogen safety standards have long been in place to reduce the likelihood of exposure involving blood and bodily fluids, but many healthcare organizations continue to experience employee injuries. Knowledge of bloodborne pathogen exposure risks, exposure sources and safety standards are essential to help protect employees and reduce the likelihood of a claim. Bloodborne Pathogen Exposure Risks Caregivers face the [...]
Within the home, the bathroom is one of the most high-risk areas for clients and caregivers. The proper bathroom safety features and procedures for client handling can significantly reduce the risk of an injury and claim. Consider providing guidance for caregivers to inform clients and client families about bathroom safety features and devices and ensure caregivers practice safe client handling. [...]
The influenza virus remains a concern for home care workers, employers and their clients. By ensuring workers take flu season precautions, you can help employees and their clients stay healthy this winter. It's the best way to prevent the spread of illness and avoid potential claims. 2019–2020 Flu Season The CDC reports that seasonal flu activity is elevated so far [...]
LOCKTON AFFINITY, LLC.
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(800) 723-9624 | HomeCare@LocktonAffinity.com
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The Lockton Affinity Home Care Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and conditions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency.
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