Modifications Caregivers Can Make for Visually Impaired Clients

Changes in vision are often a common effect of aging, with more than 25% of U.S. adults over the age of 71 experiencing some form of visual impairment.

Visual impairment can range from low vision to moderate visual impairment to total blindness. With more than a quarter of seniors experiencing some form of visual impairment, caregivers must be prepared to provide specialize care

January 22nd, 2024|Home Care insurance, Risk management|

How to Pick a Business Insurance Partner

Choosing an insurance company to protect you and your business can feel overwhelming. There are a multitude of companies on the market, they all want your business, and it can be difficult to distinguish amongst them.

When buying caregiver business insurance, it can be helpful to follow these guidelines to ensure you select the best insurance partner:

  • Explore your insurance partner options
  • Determine
May 17th, 2023|Home Care insurance, Uncategorized|

Understanding Workers’ Compensation for Home Care Businesses

You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your business from the costs associated with employee injuries, you need Workers’ Compensation for home care businesses from Lockton Affinity.

Workers’ compensation is legally required for doing business in most states. Without the proper workers’ compensation insurance, your business

March 14th, 2023|Home Care insurance, Uncategorized|

How Lockton Affinity Home Care Benefits Your Business

We know you have plenty of options when it comes to business insurance. That’s why we developed an exclusive, tailored insurance program that meets the needs of companion care businesses.

As your business faces challenges like inflation, employee turnover, lack of qualified employees, high demand and more, it can be reassuring to have a partner, like

February 15th, 2023|Home Care insurance, Uncategorized|

5 Times Professional Liability Insurance Can Save You

Professional Liability insurance is coverage meant to protect your business from a client’s claims of negligence and failure to perform professional duties as required. This is must-have coverage in an industry where mistakes can be costly for clients and home care businesses.

There are many situations your business and employees may find yourselves in where a professional liability claim could be filed. Here

December 2nd, 2021|Home Care insurance, Uncategorized|

Home Care Insurance 101: The Strangest Types of Insurance

Insurance exists to protect you and the things you’ve worked hard for from future unknowns. Many people want the peace of mind knowing that they won’t have to face a sudden loss on their own.

While many people are familiar with popular consumer insurance products such as car insurance or life insurance, almost anything that can be named can be insured against a

June 2nd, 2021|Home Care insurance, Uncategorized|

Your Coverage Needs: Home Care Insurance Package Overview

Your home care business faces many risks that usually require different policies to protect against claims. With Lockton Home Care, you can rest easy knowing your coverage needs are met with one comprehensive, affordable solution.

Below is an overview of the Lockton Home Care Insurance Package, designed specifically for your home care business needs and the risks you face.

Insurance Package Overview

The

April 22nd, 2021|Home Care insurance|

Insurance 101 for Home Care Businesses

Home care insurance can be confusing. Coverage exists to protect your business against a broad range of risk exposures, often using terminology you may not be familiar with.

We created this insurance 101 for home care businesses article as a refresher, to help you easily understand your home care insurance coverages, key terminology and important policy document and claim information.

Insurance 101 for Home

March 19th, 2021|Home Care insurance, Uncategorized|

Workers’ Compensation for Caregivers

Being a home care worker can be physically and emotionally demanding. Compared to other industries, occupational injury risk is high and the hazards are unique, so it’s important to ensure your organization has Workers’ Compensation for caregivers.

By ensuring caregivers are covered with workers’ compensation insurance, you can protect both your employees and your organization.

Importance of Workers’ Compensation for Caregivers

Workers’ compensation coverage is

June 17th, 2020|Home Care insurance, Uncategorized|

Protect your Business with Hired and Non-Owned Automobile Liability Insurance

It’s important to have the right Hired and Non-Owned Automobile Liability Insurance for your business if employees will be traveling with or on behalf of clients. That’s because the coverage that applies in an accident will depend on who’s driving and whose vehicle is being used.

Lockton Affinity offers Hired and Non-owned Automobile Liability (HNOA) insurance to help you protect your business in

December 31st, 2019|Home Care insurance, Uncategorized|