Your unique business made us think differently
In-home care professionals are faced with diverse and interesting challenges each day.Your employees work in people’s homes—preparing meals, monitoring medications, providing personal care—even driving clients to appointments. While these daily interactions are an essential part of any in-home care business, they can leave you and your employees really vulnerable to substantial liability claims if there’s an accident, a mishap or alleged misconduct.
That’s where Lockton Home Care can help.
Home Care Liability Coverage
One application gets you the exact type of coverage your business needs.General Liability + Professional Liability
Having this vital combination of liability coverage will give you confidence runningyour business. General Liability covers allegations of bodily and physical injury or
property damage while Professional Liability protects you from claims of negligence
or failure to perform professional duties.
Hired & Non-owned Auto
This covers bodily injury and property damages that might happen when a memberof your staff drives a company owned-vehicle or is transporting a client to an
appointment during the course of their duties.
Smart Business Coverage
Theft Coverage—Covers burglary, robbery and other employee theftSexual Misconduct—Defends your business when a claim is made against one of your caregivers
Additional Protection
Worker’s Compensation—Pays medical bills and lost wages directly to your staff due to work-related injuriesEmployment Practice Liability—Covers wrongful termination as well as wage and hour claims
Business Auto—Insures your owned or leased company vehicles
Property—Protects your building and contents against fire, flood or catastrophes